Retirement Calculators
Retirement planning tools for savings targets, retirement income, withdrawals, retirement age and early retirement.
Retirement Savings Calculator
Work backward from your goal to a monthly saving target.
How Much Do I Need to Retire Calculator
Estimate the nest egg needed to fund your planned retirement spending.
Retirement Withdrawal Calculator
Estimate how long a retirement balance could last with regular withdrawals.
Retirement Income Calculator
Turn retirement savings into an estimated monthly income.
Retirement Age Calculator
Estimate the age at which your savings can reach a chosen target.
Early Retirement Calculator
Test how savings rate and spending affect an earlier retirement date.
Build the plan in the right order
Start with retirement spending and subtract reliable income to estimate what savings must cover. Then calculate the fund required, compare it with projected savings and solve for the contribution needed. These are separate questions: a fund target is not a monthly saving amount, and a monthly withdrawal is not necessarily investment income.
Use the age tool only after establishing a target. Use the withdrawal tool when you already know the intended payment, or the income tool when you know how long the balance must last. Keep inflation and tax treatment consistent between them.